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Financial support if you're of working age

There are many different types of financial support for people of working age. Below, we've highlighted the options available to you.

Income Support, Housing Benefit, and Council Tax Benefit
Statutory Sick Pay (SSP)
Incapacity Benefit
Employment and Support Allowance (ESA)
Disability Living Allowance (DLA)

Income Support, Housing Benefit, and Council Tax Benefit 

These are benefits which you may be able to claim for if you are on a low income or not working.  Click here for more information

Statutory Sick Pay (SSP)

SSP is paid to employees who are unable to work because of sickness. SSP is paid by your employer for up to a maximum of 28 weeks. The standard rate of sick pay is currently £79.15* per week.

It does depend on a number of things, for example:
• You will get SSP for the days you normally work; this must be at least one day a week.
• You must have worked for your employer under a contract of service.
• You must have been earning at least £90 a week (before tax and National Insurance) before you took sick leave. Click here for more information

* Correct as of 8 August 2011

Incapacity Benefit 

Incapacity Benefit, paid because of an illness or disability, has been replaced with Employment and Support Allowance (ESA) for new claimants only. If you already receive Incapacity Benefit, you will continue to receive it. See below for information about ESA.

Employment and Support Allowance (ESA)

Employment and Support Allowance (ESA) is a new benefit paid to people who are not able to work due to ill health or disability. From October 2008 it replaced Incapacity Benefit, Income support (if you are paid it due to ill health or disability and severe disablement allowance.

  • Who can get Employment and Support Allowance

To find out if you are eligible, click here.

The amount you get paid depends on your circumstances and the effect your disability or illness has on your ability to do work. The maximum you may be eligible to is around £99.85* per week.

When a person claims ESA, they enter a 13-week assessment phase. This applies to all new ESA claimants with the exception of those who are terminally ill. During the assessment phase, you undergo a work capability assessment which will determine whether you are entitled to ESA.

  • How to claim:

The Directgov website has lots of information about ESA and how to apply - click here.

*Correct as of 8 August 2011

Disability Living Allowance (DLA)

Disability Living Allowance is a tax-free benefit for disabled children and adults under 65 to help with extra costs you may have because you have a disability. It is not based on your disability but what you need because you are disabled. For example, if you may need someone to help you get washed, dressed, take medicines, help when you go outdoors or help with preparing meals.

If your asthma affects your care or mobility you may be able to apply for this.

  • Who can get Disability Living Allowance?

You may get Disability Living Allowance (DLA) if:

• you have a physical disability (including a sensory disability, such as blindness) or mental disability (including learning disabilities), or both
• your disability is severe enough for you to need help caring for yourself or someone to supervise you, for your own or someone else's safety, or you have walking difficulties, or both
•  If you have claimed and been awarded Disability Living Allowance before your 65th birthday, the benefit will continue to be paid when you are 65 and over.
Normally, you must have had these care or supervision needs or walking difficulties for at least three months and they are likely to continue for at least a further six months.

You can get DLA whether you work or not. Whether you can get DLA and the amount you get is based on your current needs and circumstances. DLA is also divided into two components called a care component and a mobility component of which you might be eligible for both or just for one.

  • How to claim

For more information, or to request a claim pack, call the Department for Work and Pensions enquiry line for carers and disabled people on 0800 88 22 00 or claim online at direct.gov.uk

For support and information:

The DLA forms can sometimes appear complicated and you may require assistance to complete them. You can obtain further help from: