Travel insurance for people with asthma

Insurance for people with long term medical conditions can be expensive. In order to get the best price for you it is important that you shop around. Travel insurance quotes will vary from person to person and will depend on a range of things such as:

• your age.
• the medicines you use.
• the number of emergency admissions you have had.
• where you are travelling to.
• any other conditions you might have - all travel insurance policies require you to disclose any information about all existing or pre-existing conditions. If you do not do this, the insurance company can rightly claim it was misinformed and may not pay out if you make a claim.

Most insurers will request you to gain permission from your doctor or asthma nurse before travelling. More information on this can be found on the following pages:

• Holidays
• Air Travel 

Here are some places you can go to for help and support in getting travel insurance. If you have any further suggestions please let us know.

Tourism for All  
The national charity dedicated to making tourism welcome for all people.
tourismforall.org.uk

Association of British Travel Agents (ABTA) 
ABTA offer an independent arbitration service if you've had a problem with one of their members.
abta.com
  
Association of British Insurers (ABI)
List of insurance companies.
abi.org.uk

Association of Independent Travel Operators (AITO) 
AITO represents about 160 speciality tour operators, and provide a dispute settlement service. 
aito.co.uk

British Insurance Brokers Association (BIBA)
List of insurance companies.
biba.org.uk

The Foreign & Commonwealth Office
This website provides a variety of information on travel including travel insurance advice.
fco.gov.uk

Please note: We are not recommending these companies, or saying they will definitely insure you.

Unique
Unique Insurance provide specialist travel insurance for people with pre-existing medical conditions including asthma. This should not only help people with asthma obtain cover but also provide further benefits:

• It is quick and easy to purchase.
• There is no age limit on single trip policies.
• As a partner of Unique Insurance Asthma UK will receive a donation for each policy sold.

Unique are experienced specialists in insurance for people with asthma and all other medical conditions and disabilities. They cannot promise to be the cheapest, but provide a valuable service in partnership with many charities, including Asthma UK. 

If you are concerned over price, however, it is worth getting a number of alternative quotes (ensuring that you declare all details of asthma and any other conditions in full).

Visit our Unique Insurance product pages to find out more.

Freedom Travel Insurance 
Freedom Travel Insurance offers specialist travel insurance for people with pre-existing medical conditions. Their cover is underwritten by a very large insurance company called AXA.
Tel: 01223 454 290
freedominsure.co.uk

Free Spirit 
Free Spirit is a specialist travel insurance policy for people with pre-existing medical conditions.
Phone: 0845 230 5000 (8am-6pm Monday-Friday)
free-spirit.com

It's So Easy Travel Insurance
It's So Easy provides travel insurance for people with pre-existing medical conditions.
Phone: 0845 222 4205 (Medical Screening Line)
Phone: (annual policies) 0845 222 2226
itssoeasytravelinsurance.com

Orbis Insurance Services 
Provides cover for people with pre-existing medical conditions
Phone: 01424 220 110
orbisinsurance.co.uk

Pulse Insurance
Specialises in providing travel and other insurance for people who are considered 'high risk' by the insurance industry generally.
Phone: 01280 850666
pulse-insurance.co.uk

Saga
Saga can provide travel insurance for people with pre-existing medical conditions who are 50 years old and above. 
Phone: 0800 015 8055
saga.co.uk/travelinsurance

Travelbility 
Provides travel insurance created for people who are disabled and those with pre-existing medical conditions. 
Phone: 0845 338 1638 (Monday to Friday - 9.00am to 5.30pm)
travelbility.co.uk

Asthma UK is an Introducer Appointed Representative of Heath Lambert Limited. Unique is a trading name of Heath Lambert Limited, which is authorised and regulated by the Financial Services Authority. Registered Office: 9 Alie Street, London E1 8DE. Registered Number: 1199129 England and Wales. www.gallagherheath.com